Help Center
Frequently asked questions
Straight answers about the platform, the plans, and what anyone can and can’t do for your credit.
What is Infinite Credit AI?
Infinite Credit AI is an AI-powered credit management and financial-readiness platform from Infinite Marketing. It’s designed to help you understand your credit, organize dispute workflows, and track your progress.
Can Infinite Credit AI guarantee a higher credit score?
No. No one can promise a particular credit score or a score increase. Your score depends on the information in your credit reports and how lenders and scoring models use it.
Can it remove accurate negative information from my report?
No. Accurate and timely negative information can’t legally be removed from a credit report. Information that’s wrong or incomplete can be disputed, and the credit bureaus and the businesses that supplied it have to correct it.
Do I have to pay to dispute a credit report error?
No. You can dispute errors yourself, for free, directly with the credit bureaus and the business that reported the information. Our guide explains how to dispute a credit report error step by step.
What does the AI do?
Read About the AI for what AI can and can’t do with a credit report.
Which plans are available?
There are three monthly plans: Starter ($19 a month), Pro ($39 a month) and Agency ($79 a month). See Pricing for what each includes.
Can I cancel?
The plans have no long-term contract, and you can cancel anytime.
Should I send my Social Security number or credit report through the website?
No. The website’s forms are for general questions only. They refuse messages that look like they contain a Social Security or card number, and they don’t accept file uploads.
How do I get my free credit reports?
You can check your reports from all three nationwide credit bureaus for free every week at AnnualCreditReport.com. Our guide covers how to get your free credit reports.
How do I contact you?
Send a general question through our contact page.