Create your account

How billing works. After you create your account, you add a payment method. You’re charged at the end of each month, for the month that just ended, so nothing is charged in advance. You can cancel anytime and pay only for the days you used. The Membership Terms have the details.

Good to know. You add your own information from your credit reports. There’s no connection to the credit bureaus. You can get your reports free every week at AnnualCreditReport.com, and you can dispute errors yourself for free.